Insurance Blog
Life Insurance Myths and Facts
Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very important! Life insurance can help your family pay for funeral expenses, pay off any debt you left behind, and much...
Does My Insurance Cover Tornado Damage?
Few weather events can cause sudden, widespread damage like a tornado. From broken tree limbs and flying debris to houses lifted from their foundations, these violent storms are sometimes powerful enough to destroy entire neighborhoods in a matter of minutes. The...
Beach Safety Tips
Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye someone could be caught in a...
Pool Safety Tips for a Fun Summer
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...
Do Stay-at-Home Parents Need Life Insurance?
One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...
Why Is Flood Insurance Important?
You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by more than just natural disasters. If you own a home, you need flood insurance. There are two different types of flood...
Spring Home Maintenance
🌷Spring is here! 🌸 After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....
What is Employment Practices Liability Insurance?
Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are...
Winter Vehicle Maintenance: Tips to Help You Drive Safer
Safe winter driving starts with layers of experience and caution. (Having the right auto insurance helps protect you from the elements, too.) Lowering your speed and maintaining a safe distance between vehicles increases precious seconds of reaction time if conditions...
Hiring a Contractor for Home Updates
If you own a home, then chances are at some point you will need to hire someone to do repair work on your home. At Kerr Agency, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for you to consider...
Christmas Light Safety Do’s and Don’ts
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...
Fall Home Maintenance Checklist
Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking...
Home Fire Escape Plans
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a...
Why Is Life Insurance Important If You’re Self-Employed?
Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with...
Small Tree Removal Safety Tips
Does a tree in your yard have you stumped? You’d like to remove it, perhaps, but you’re not certain of the best way to go about it. As your insurance agent, we always recommend that you hire a professional for any large tree removal, and you ask them for proof of...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...
Yard Work Safety Tips to Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. It's usually a case of good products...
Spring Home Maintenance
Spring is here! After a long, dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home...
Auto Insurance Costs
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, The...
The Kerr Agency LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! The Kerr Agency values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide you...
Whole Life Insurance VS. Term Life Insurance
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life...
Newcastle, PA Auto Owners Checklist For Fall
The seasons are beginning to change and before we know it, cold weather will be here! For auto owners in New Castle, Pennsylvania, the seasonal changes affect your car in many different ways. Regular auto maintenance along with seasonal-specific care tasks will help...
Chimney Safety Tips
Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...
Personal Watercraft Insurance and Safety
What do we mean when we say personal watercraft? Personal watercrafts are Jet Skis, Sea-Doos, or WaveRunners. These watercrafts can be fun to take out on the water; however, safety needs to be a priority! Many people fail to realize that personal watercrafts can be...
Sun Safety
Summer is here! The weather is warm, and due to social distancing, people are spending more time enjoying nature than they have before. If your family intends to enjoy this summer to the fullest, practicing sun safety should be your priority. Regardless if you’re...
Things To Do While Social Distancing
During these unprecedented times, we are all on edge. Social distancing helps slow the spread of the virus, but it also makes us stir crazy! Bassler & Co. Insurance Agency has prepared a few ideas that will keep you and your family entertained! Garden Preparation:...
Routine Vehicle Maintenance
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular...
Homeowners Insurance Facts
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
Do you know the importance of umbrella insurance?
With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...
Commercial Auto Insurance Explained
Commercial auto insurance is insurance that provides financial protection for damages related to a vehicle designated for business use. If you use your vehicle for any business-related purposes, besides driving to work, you may need some form of commercial car...
11 Things to Do Before Leaving Home for the Holidays
If you plan to travel over the holiday season, you’re in good company. Whether you’re headed near or far, don’t forget to look after your empty home. No one wants to dampen the holidays by returning to a burst pipe or a burglary. Fortunately, taking a few...
What’s Cheaper: Insuring Old Cars or New Cars?
If you believe insuring an old car costs less than insuring a new car, you’re not alone. However, that’s not always the case when it comes to auto insurance. Newer vehicles with safety features like back-up cameras and automatic braking do a better job of...