Insurance Blog
Fall Home Maintenance Checklist
Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking...
Home Fire Escape Plans
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a...
Why Is Life Insurance Important If You’re Self-Employed?
Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with...
Small Tree Removal Safety Tips
Does a tree in your yard have you stumped? You’d like to remove it, perhaps, but you’re not certain of the best way to go about it. As your insurance agent, we always recommend that you hire a professional for any large tree removal, and you ask them for proof of...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...
Yard Work Safety Tips to Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. It's usually a case of good products...
Spring Home Maintenance
Spring is here! After a long, dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home...
Auto Insurance Costs
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, The...
The Kerr Agency LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! The Kerr Agency values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide you...
Whole Life Insurance VS. Term Life Insurance
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life...
Newcastle, PA Auto Owners Checklist For Fall
The seasons are beginning to change and before we know it, cold weather will be here! For auto owners in New Castle, Pennsylvania, the seasonal changes affect your car in many different ways. Regular auto maintenance along with seasonal-specific care tasks will help...
Chimney Safety Tips
Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...
Personal Watercraft Insurance and Safety
What do we mean when we say personal watercraft? Personal watercrafts are Jet Skis, Sea-Doos, or WaveRunners. These watercrafts can be fun to take out on the water; however, safety needs to be a priority! Many people fail to realize that personal watercrafts can be...
Sun Safety
Summer is here! The weather is warm, and due to social distancing, people are spending more time enjoying nature than they have before. If your family intends to enjoy this summer to the fullest, practicing sun safety should be your priority. Regardless if you’re...
Things To Do While Social Distancing
During these unprecedented times, we are all on edge. Social distancing helps slow the spread of the virus, but it also makes us stir crazy! Bassler & Co. Insurance Agency has prepared a few ideas that will keep you and your family entertained! Garden Preparation:...
Routine Vehicle Maintenance
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular...
Homeowners Insurance Facts
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
Do you know the importance of umbrella insurance?
With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...
Commercial Auto Insurance Explained
Commercial auto insurance is insurance that provides financial protection for damages related to a vehicle designated for business use. If you use your vehicle for any business-related purposes, besides driving to work, you may need some form of commercial car...
11 Things to Do Before Leaving Home for the Holidays
If you plan to travel over the holiday season, you’re in good company. Whether you’re headed near or far, don’t forget to look after your empty home. No one wants to dampen the holidays by returning to a burst pipe or a burglary. Fortunately, taking a few...
What’s Cheaper: Insuring Old Cars or New Cars?
If you believe insuring an old car costs less than insuring a new car, you’re not alone. However, that’s not always the case when it comes to auto insurance. Newer vehicles with safety features like back-up cameras and automatic braking do a better job of...
The Surprising Business Risks You May Not Think About
Risk control consultants are the preventative care professionals of business insurance. They can help you detect potential hazards to your business’s well-being and help you understand what actions you can take to keep things healthy. Good news: Qualifying customers...
I Have Life Insurance Through Work. Isn’t That Enough?
Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not...
What Happens If My Neighbor’s Tree Falls in My Yard?
Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying...
Am I Covered When I Lend My Car to Friends or Family?
If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their...
Your Stress-Free Guide to Thanksgiving Travel
Thanksgiving is one of the busiest holidays for road trips. Whether you’re driving over the river or through the woods this holiday season, here’s what to know to safely (and sanely) arrive at your destination. BEFORE THE DRIVE Get your car in gear. Now is...
Trick-or-Treating Safety Tips
Long gone are the days of trick-or-treating for me, but I still remember the excitement of dressing up in a cool costume (my favorite was a homemade pirate outfit) and touring the neighborhood to fill up my oversized pillowcase with candy. Parents, check out these six...
How to Know if a Vehicle Has Flood Damage
In late 2017, Texas and Florida experienced devastating hurricanes and flooding. Many homes and businesses were affected by these natural disasters, and got us thinking: “What happens to vehicles that have been flooded?” and “How do you know whether one has been?”...
What You Need to Know About Lightning Safety
This week marks Lightning Safety Awareness Week. Though disasters like hurricanes tend to get more attention during the summer months, it’s important to know how to stay safe from lightning. That’s because lightning presents serious dangers to both people and...