New Castle, PA (724) 658-5535 Beaver Falls, PA (724) 843-1087

Insurance Blog

Pool Safety Tips for a Fun Summer

Pool Safety Tips for a Fun Summer

Let’s go SWIMMING!  We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...

read more
Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...

read more
Why Is Flood Insurance Important?

Why Is Flood Insurance Important?

You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by more than just natural disasters. If you own a home, you need flood insurance. There are two different types of flood...

read more
Spring Home Maintenance

Spring Home Maintenance

🌷Spring is here!  🌸  After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....

read more
What is Employment Practices Liability Insurance?

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are...

read more
Winter Vehicle Maintenance: Tips to Help You Drive Safer

Winter Vehicle Maintenance: Tips to Help You Drive Safer

Safe winter driving starts with layers of experience and caution. (Having the right auto insurance helps protect you from the elements, too.) Lowering your speed and maintaining a safe distance between vehicles increases precious seconds of reaction time if conditions...

read more
Hiring a Contractor for Home Updates

Hiring a Contractor for Home Updates

If you own a home, then chances are at some point you will need to hire someone to do repair work on your home.  At Kerr Agency, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for you to consider...

read more
Christmas Light Safety Do’s and Don’ts

Christmas Light Safety Do’s and Don’ts

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...

read more
Fall Home Maintenance Checklist

Fall Home Maintenance Checklist

Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking...

read more
Home Fire Escape Plans

Home Fire Escape Plans

Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a...

read more
Why Is Life Insurance Important If You’re Self-Employed?

Why Is Life Insurance Important If You’re Self-Employed?

Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with...

read more
Small Tree Removal Safety Tips

Small Tree Removal Safety Tips

Does a tree in your yard have you stumped? You’d like to remove it, perhaps, but you’re not certain of the best way to go about it. As your insurance agent, we always recommend that you hire a professional for any large tree removal, and you ask them for proof of...

read more
Summer Driving Tips

Summer Driving Tips

"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...

read more
Yard Work Safety Tips to Keep You Out of the ER

Yard Work Safety Tips to Keep You Out of the ER

Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...

read more
Grilling Tips for Safety

Grilling Tips for Safety

As the weather warms and summer returns, it’s time to GRILL!   There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using  barbecue grills. It's usually a case of good products...

read more
Spring Home Maintenance

Spring Home Maintenance

Spring is here! After a long, dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home...

read more
Auto Insurance Costs

Auto Insurance Costs

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, The...

read more
The Kerr Agency LOVES Insuring Your Life!

The Kerr Agency LOVES Insuring Your Life!

Life is the most precious gift and we love insuring yours! The Kerr Agency values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide you...

read more
Whole Life Insurance VS. Term Life Insurance

Whole Life Insurance VS. Term Life Insurance

Shopping‌ ‌for‌ ‌life‌ ‌insurance‌ ‌may‌ ‌not‌ ‌be‌ ‌as‌ ‌fun‌ ‌as‌ ‌reading‌ ‌a‌ ‌good‌ ‌novel,‌ ‌but‌ ‌it‌ ‌is‌ ‌something‌ ‌everyone‌ ‌should‌ ‌do‌ ‌–‌ ‌sooner‌ ‌rather‌ ‌than‌ ‌later.‌ ‌There‌ ‌are‌ ‌two‌ ‌popular‌ ‌types‌ ‌of‌ ‌life‌ ‌insurance:‌ ‌term‌ ‌life‌...

read more
Newcastle, PA Auto Owners Checklist For Fall

Newcastle, PA Auto Owners Checklist For Fall

The seasons are beginning to change and before we know it, cold weather will be here! For auto owners in New Castle, Pennsylvania, the seasonal changes affect your car in many different ways. Regular auto maintenance along with seasonal-specific care tasks will help...

read more
Chimney Safety Tips

Chimney Safety Tips

Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...

read more
Personal Watercraft Insurance and Safety

Personal Watercraft Insurance and Safety

What do we mean when we say personal watercraft? Personal watercrafts are Jet Skis, Sea-Doos, or WaveRunners. These watercrafts can be fun to take out on the water; however, safety needs to be a priority! Many people fail to realize that personal watercrafts can be...

read more
Sun Safety

Sun Safety

Summer is here! The weather is warm, and due to social distancing, people are spending more time enjoying nature than they have before. If your family intends to enjoy this summer to the fullest, practicing sun safety should be your priority. Regardless if you’re...

read more
Things To Do While Social Distancing

Things To Do While Social Distancing

During these unprecedented times, we are all on edge. Social distancing helps slow the spread of the virus, but it also makes us stir crazy! Bassler & Co. Insurance Agency has prepared a few ideas that will keep you and your family entertained! Garden Preparation:...

read more
Routine Vehicle Maintenance

Routine Vehicle Maintenance

Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular...

read more
Homeowners Insurance Facts

Homeowners Insurance Facts

When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...

read more
Do you know the importance of umbrella insurance?

Do you know the importance of umbrella insurance?

With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...

read more
Commercial Auto Insurance Explained

Commercial Auto Insurance Explained

Commercial auto insurance is insurance that provides financial protection for damages related to a vehicle designated for business use. If you use your vehicle for any business-related purposes, besides driving to work, you may need some form of commercial car...

read more
11 Things to Do Before Leaving Home for the Holidays

11 Things to Do Before Leaving Home for the Holidays

If you plan to travel over the holiday season, you’re in good company. Whether you’re headed near or far, don’t forget to look after your empty home. No one wants to dampen the holidays by returning to a burst pipe or a burglary. Fortunately, taking a few...

read more
What’s Cheaper: Insuring Old Cars or New Cars?

What’s Cheaper: Insuring Old Cars or New Cars?

If you believe insuring an old car costs less than insuring a new car, you’re not alone. However, that’s not always the case when it comes to auto insurance. Newer vehicles with safety features like back-up cameras and automatic braking do a better job of...

read more
The Surprising Business Risks You May Not Think About

The Surprising Business Risks You May Not Think About

Risk control consultants are the preventative care professionals of business insurance. They can help you detect potential hazards to your business’s well-being and help you understand what actions you can take to keep things healthy. Good news: Qualifying customers...

read more
I Have Life Insurance Through Work. Isn’t That Enough?

I Have Life Insurance Through Work. Isn’t That Enough?

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not...

read more
What Happens If My Neighbor’s Tree Falls in My Yard?

What Happens If My Neighbor’s Tree Falls in My Yard?

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying...

read more